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Financing Requirements

The Happiness Formula

 

Bank Financing Requirements:

  • 3 pcs.1×1 ID picture (husband and wife if married)
  • 2 Valid ID, Cedula and Tin No.
  • Birth Certificate (single people) or Marriage Contract (married couples)
  • Proof of Billing Address
  • Income Tax Return (ITR) and Certificate of Employment (COE) for locally employed
  • Post dated checks

For OFW’s, please add the following:

  • Passport
  • Job Contract and Special Power of Attorney (Authenticated by Philippine Consulate
  • Waiver of Rights – if married to a foreigner (should be notarized in current country)

 In-house Financing Requirements:

  • 3 pcs.1×1 ID picture ( husband and wife if married)
  • 2 Valid ID, Cedula and TIN No.
  • Birth Certificate (single people) or Marriage Contract (married couples)
  • Proof of Billing Address
  • Income Tax Return (ITR) and Certificate of Employment (for those employed locally)
  • Post dated checks (the Developer will provide Bank Refferal for opening of checking account to the Principal buyer or SPA for those who don’t have checking account yet to our accredited bank: PNB Shaw/ Planters Bank Greenhills

For OFW’s please add the following:

  • Passport
  • Job Contract
  • Special Power of Attorney (SPA)
  • Waiver of Rights – if married to a foreigner (should be notarized in current country)

 

Unit Discount Rates

Full Downpayment: (discount applies to pre-selling units only)

  • 7.5% discount (if paid within 30 days from reservation date)
  • 7.0% discount if paid within 60 days
  • 6.5% discount if paid within 90 days
  • 6.0% discount if paid within 120 days
  • 5.5% discount if paid within 150 days
  • 5.0% discount if paid within 180 days


Outright Cash: (discount is base on the Total Selling Price after reservation fee for both pre-selling and ready for occupancy units)

  • 10% discount if paid within 7 days from reservation date
  • 9.5% discount if paid within 30 days
  • 9.0% discount if paid within 60 days
  • 8.5% discount if paid within 90 days
  • 8.0% discount if paid within 120 days
  • 7.5% discount if paid within 150 days
  • 7.0% discount if paid within 180 days
  • 6.0% discount if paid within 240 days
  • 5.5% discount if paid within 270 days
  • 5.0% discount if paid within 300 days
  • 4.5% discount if paid within 330 days
  • 4.0% discount if paid within 360 days

Cavite Home Buyers Guide